Public Mobile Review 2026: Is It the Best Phone Plan for Newcomers?

Need a cheap Canadian phone plan without a credit check? Read our honest Public Mobile review. Learn about eSIMs, 5G coverage, and how to save money.

Javier Corral

Founder, Newcomer Guide

🇨🇦 Trusted by 1,000+ Newcomers to Canada

🇨🇦Trusted by 1,000+ Newcomers.

Last updated:

Borrowell logo

Public Mobile

Bypass the expensive airport telecom kiosks and download a Canadian 5G phone plan directly to your phone via eSIM with zero credit history required.

We may earn a commission if you sign up through our link, at no extra cost to you.

We may earn a commission if you sign up through our link, at no extra cost to you.

Phone & Internet

Borrowell logo
Borrowell logo

Public Mobile

Bypass the expensive airport telecom kiosks and download a Canadian 5G phone plan directly to your phone via eSIM with zero credit history required.

We may earn a commission if you sign up through our link, at no extra cost to you.

Who this is best for

Newcomers, international students, and digital nomads who want a cheap, prepaid data plan without being locked into a 2-year contract or undergoing a Canadian credit check.

Key Conditions to know

Public Mobile is a 100% digital, prepaid service with no physical stores or phone support. You must ensure your current phone is unlocked before bringing it to the network.

Get Your Public Mobile eSIM

Public Mobile Review: Why Newcomers to Canada Love This Phone Plan

You just landed in Canada, and you need a working cell phone immediately. Whether it’s to call your family back home, navigate a new city with Google Maps, or put a local number on your resume, staying connected is your absolute day-one priority.

But the Canadian telecom market is notoriously confusing. Monthly prices are incredibly high, and the major companies almost always ask for a Canadian credit history, something you simply don't have yet. It feels overwhelming. You are terrified of signing a bad contract and draining your hard-earned savings right out of the gate.

I completely understand the anxiety. During our first week in Vancouver, my wife and I walked into a downtown mall and instantly fell into the classic newcomer trap. We signed a massive $80-a-month contract packed with features we didn't need, simply because we didn't know we had other options.

I made that expensive mistake so you don't have to.

We have thoroughly tested the market, and one provider consistently stands out for newcomers: Public Mobile. Let’s break down their network, prices, and features to see if it’s the right fit for your Canadian setup.

What Is Public Mobile?

Public Mobile is a budget-friendly digital phone provider. They sell prepaid mobile plans, meaning you pay for your service upfront each month.

There are no long-term contracts, no surprise overage bills, and most importantly, no credit checks. This makes it the ultimate frictionless option for new arrivals. Because Public Mobile is completely owned by TELUS (one of Canada’s "Big 3" telecom giants), it operates on the exact same national network. You get premium, coast-to-coast service for a fraction of the price.

Why Public Mobile Works for Newcomers

1. No Credit Check Required Most major carriers will run a hard check on your Canadian credit score before handing you a SIM card. Because Public Mobile is prepaid, you bypass this entirely. You simply pay online with a credit or debit card, and you are accepted instantly. ✅

2. Premium 5G Speeds While most discount phone brands throttle your internet to slower 4G speeds, Public Mobile recently upgraded its offerings to include full 5G access. Whether you are doing a video call back home or streaming a tutorial on the bus, your connection will be lightning-fast.

3. Huge Data Allocations Data in Canada is notoriously expensive, but Public Mobile flips the script. You can regularly find promotions offering 60 GB of 5G data for roughly $40 a month. For context, some of the larger legacy companies charge that exact same price for a fraction of the data. 💡

4. Seamless Travel Coverage If your work or personal life requires travel, many of Public Mobile's premium plans include integrated roaming in the U.S. and Mexico. You can cross the border without buying a temporary SIM card; your phone just works automatically.

The Trade-Offs: What You Need to Know

Public Mobile can offer these low prices because they cut massive overhead costs. You need to understand these trade-offs before you buy: 🚨

  • No Physical Stores: You cannot walk into a shop to complain or ask for help. The entire experience is managed online.

  • No Phone Support: There is no 1-800 customer service number to call. If you have an issue, you must submit a ticket through their digital app or community forum.

  • Bring Your Own Phone (BYOD): Public Mobile does not sell new iPhones or offer financing. You must bring your own device, and under the CRTC Wireless Code, you have the right to ensure your phone is unlocked by your previous carrier before moving to Canada.

  • Prices Change Fast: Their best promotions are highly temporary. If you see a great data deal, you have to grab it quickly.

How Public Mobile Compares to the Competition

You will likely see ads for other budget brands like Lucky Mobile or Chatr. While they compete in the same price bracket, there is a distinct difference in value.

Lucky Mobile and Chatr traditionally cap their plans at 4G speeds. Public Mobile gives you access to the faster 5G network and generally offers larger data buckets for your money. When compared to signing a post-paid contract with a legacy carrier, the choice is clear—a big carrier plan can easily cost you double.

How to Get Started Today (From Your Couch)

Setting up Public Mobile is incredibly fast. You can actually do it over Wi-Fi before you even leave the airport:

  1. Check Your Phone: Ensure your smartphone is unlocked and compatible with North American networks.

  2. Pick a Plan: Visit the Public Mobile website and select a data plan that fits your budget.

  3. Download an eSIM: Instead of waiting for a physical SIM card to arrive in the mail, choose the digital route. An eSIM activates instantly right on your device.

  4. Download the App: Manage your account, track your data usage, and handle your monthly billing directly through the Public Mobile app.

(Pro Tip: Once your Canadian phone number is active, you can finally use it to open your first Canadian bank account!)

The Relief of a Good Choice

Choosing your first phone plan shouldn't be stressful. By opting for a prepaid digital carrier like Public Mobile, you keep your money in your pocket, get reliable internet everywhere you go, and completely eliminate the fear of a surprise bill.

You will step out of the airport feeling connected, secure, and ready to start your new life.

Join Our Newcomer Community 🇨🇦 Do you want more insider tips on navigating your first year in Canada? We share practical, tested advice every single week.


Disclaimer: The prices and plans mentioned in this article are based on our 2026 review. Telecom prices in Canada change frequently. Always check the official Public Mobile website for the most current rates and offers. We are not financial or legal advisors. This guide is for informational purposes only. We may earn a commission if you sign up through our links.

Borrowell logo

Public Mobile

Bypass the expensive airport telecom kiosks and download a Canadian 5G phone plan directly to your phone via eSIM with zero credit history required.

We may earn a commission if you sign up through our link, at no extra cost to you.

We may earn a commission if you sign up through our link, at no extra cost to you.

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Settle in Canada Without the Guesswork

You don't have to figure it all out the hard way. Join our free newsletter to get the weekly insider strategies newcomers use to bypass red tape, save money, and build a thriving life.

Couple sitting at a coffee table, smiling

Settle in Canada Without the Guesswork

You don't have to figure it all out the hard way. Join our free newsletter to get the weekly insider strategies newcomers use to bypass red tape, save money, and build a thriving life.