Terms of use

Last updated: March 11, 2026

Welcome to NewcomerSetup.ca. This website is owned and operated by Javier Corral, a sole proprietor based in British Columbia, Canada. By accessing this website, purchasing our digital products, or booking a consultation, you agree to be bound by the following terms.

1. No Professional, Legal, or Financial Advice The content on NewcomerSetup.ca, including our free articles, paid Notion templates, and 1-on-1 coaching calls, is for general informational and educational purposes only. I am a mentor sharing personal experience; I am not a regulated Canadian Immigration Consultant (RCIC), a licensed financial advisor, or a lawyer.

  • Immigration: For official legal guidance, you must consult Canada.ca or hire a licensed RCIC.

  • Financial: Consult a certified professional before making significant financial decisions.

  • Liability: Any reliance you place on the information provided on this site or during our calls is strictly at your own risk.

2. Purchases, Digital Products, and Refund Policy Because we offer immediate access to digital assets and our time, the following policies apply to all purchases:

  • Digital Products (Notion Blueprint): Due to the downloadable and duplicatable nature of the Notion Blueprint, all sales are final. We do not offer refunds once access has been granted.

  • 1-on-1 Coaching Calls: You are paying for my time and experience, not a guaranteed outcome. Cancellations or rescheduling requests must be made at least 24 hours in advance. No-shows or late cancellations will not be refunded.

3. Affiliate & Partnership Disclosure In compliance with the Canadian Competition Bureau’s guidelines, please be aware that this website uses affiliate marketing links.

  • Commissions: If you click on a link and sign up for a service (such as a bank account, credit card, or phone plan via partners like FinlyWealth), I may receive a commission at no extra cost to you.

  • Integrity: I only recommend products I believe provide value to newcomers. However, I do not guarantee approval, eligibility, or specific service outcomes from these third-party providers. Your contract for those services is entirely with the third party.

4. Intellectual Property Unless otherwise stated, all text, custom graphics, video content, and digital products (including the structure and contents of the Notion Blueprint) are the exclusive intellectual property of Javier Corral. You may not reproduce, resell, or redistribute this content for commercial purposes without prior written consent.

5. Limitation of Liability To the maximum extent permitted by the laws of British Columbia, Javier Corral and NewcomerSetup.ca shall not be held liable for any direct, indirect, or consequential loss, damage, or visa rejection arising from your use of this website, our paid products, or the third-party services linked herein.

6. Future Services and Modifications We reserve the right to modify, suspend, or introduce new services (including high-ticket concierge services) at any time. These terms will apply to any new features or tools added to the current website.

7. Governing Law These terms are governed by the laws of the Province of British Columbia and the federal laws of Canada applicable therein.